Property insurance policies

1. Do you agree with the statement that “insurance must be thought of as a supportive rather than the principal defense against losses due to crime”? Why?

2. Why is it important for the insured to clearly understand the terms describing criminal activity (e.g., burglary or robbery)?

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1. What are the differences between specific and comprehensive property insurance policies? If you were a business executive, which would you prefer if you had to give priority to cost-effectiveness?

2. What were the problems that led to the establishment of the Federal Crime Insurance Program? What are some of the crime-prevention measures prescribed by the program?

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